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BERLIN

What I’ve learned from five years of living in Berlin

From dealing with the unexpected and embracing culture to the hell of German bureaucracy and flat-hunting, here's what The Local's Rachel Loxton has learned from live in Berlin.

People walk in Berlin's Tempelhof airfield, with the TV tower in the background.
People walk in Berlin's Tempelhof airfield, with the TV tower in the background. Photo: picture alliance/dpa | Fabian Sommer

I didn’t plan to move to Germany the day after Burns Night – the celebration of the Scots poet Robert Burns on January 25th – but that’s how it happened. My family made the traditional haggis, neeps and tatties as a send-off, and I headed to Berlin the next day. 

Somehow five years have passed and I’ve been reflecting on a few things I’ve learned along the way. I hope a few of you will relate, or find my experience helpful. 

Things don’t always go to plan… 

My plan was to see how it went in Berlin for six months. That’s manageable, I thought. Six months turned into a year, and here I am five years later. As a reaction to the Brexit vote among other things, I’d come to Berlin for an adventure, to see what was out there. I was lucky enough to have saved some money so quitting my job as a journalist in Aberdeen to go freelance in Berlin was scary but I had that financial cushion.

But then I tried freelancing and realised how hard it was. Germany is particularly savage towards freelancers who aren’t earning loads (just look at the cost of health insurance for the self-employed).

I needed a new strategy. So I signed up for a course to teach English as a foreign language and managed to get a freelance contract teaching people and businesses. It wasn’t well paid but it was consistent and it allowed me to write on the side.

READ ALSO: Everything you need to know about becoming a freelancer in Germany

…but that’s not always a bad thing

I learned a lot from teaching. The thing I liked most was that I got to spend time with Germans. The kind of Germans who didn’t necessarily speak that much English and were simply getting on with their lives. I love that Berlin is international and full of creative type, but it was a real pleasure to meet down to earth people. There were no hipsters on a ‘gap yah’ in sight. I loved going to Brandenburg to work at a factory where they ended up teaching me some German at the same time. 

Passengers wait for a train at the Berlin main station.

Passengers wait for a train at the Berlin main station. It’s good to get out of the city sometimes. Photo: picture alliance/dpa | Christophe Gateau

I liked heading to the offices at the new BER airport (which was at that time still in its delayed closure phase) to chat to original Berliners, or the dude from Cologne, the woman from Hamburg. They taught me a lot about life in Germany that I’m not sure I would have been able to access so easily by staying inside the Berlin ring. They were friendly, open and welcoming which I appreciated. 

You need (some) German

It can seem at times that everyone in Berlin speaks English and a lot of people do.

But I really do think you need to have basic understanding of German at the very least. For life admin, like having to call up the Finanzamt (tax office), utilities services or even at the supermarket if you want to have small talk with the cashier (I’m joking, why would you try this?), speaking the language is such an advantage.

It’s not about being the best speaker, but it makes a difference when you try to learn. And Germans are so happy when people give it a go. 

READ ALSO: 12 ways to improve your life in Germany without even trying

Flat-hunting is hell 

Almost everyone who has ever tried to find a flat in Berlin wants to talk about how bad it is because we are traumatised. If you’re lucky enough to get a flat viewing, there could be a hundred other applicants there. That’s the reality; there are not enough flats. Or perhaps there are but there are not enough reasonably priced ones.

Those who are safely tucked away in state-owned apartments paying €300 a month for a three room place with a beautiful balcony will tell you that it wasn’t always that way. Or that you might get lucky! These people are annoying. Trying to find a flat in Berlin is so bad that one developer made a computer game about how depressing it is. 

Flats in Berlin.

Flats in Berlin. Finding a decently-priced flat does feel like the treasure at the end of the rainbow. Photo: picture alliance/dpa | Gerald Matzka

My advice? If you plan to stay in Berlin for longer than a year, try and skip the sublet and sort out your own contract even if it takes time to find a place. Looking back, I wish I had done that, and maybe I’d be paying lower prices now. But listen. It’s hard out there. So we can only do our best.  

There’s no getting around German bureaucracy

I sometimes say that I will drown in a pool of German bureaucracy but I’m only half joking. I am in awe at the amount of letters I get from German companies. 

I heard someone say recently that in Germany, people on the whole are polite and welcoming – but institutions are not. That’s my experience. There’s a very aggressive business-like culture and that shows in the language used in letters and the way they do things.

Take the rent debacle. After the constitutional court ruled that the Mietendeckel – rent cap – was void, many people received a letter from their landlord demanding that the rent arrears were paid immediately, even though tenants had no say in any legislation in the first place.

At the end of the day, though, if you live here you have to accept it. Yes, you may end up having a massive filing system in your 30 square metre apartment full of letters that could have been emails or phone calls. But this is Germany. Things might be changing with the slow move towards modern technology but fax machines will always be held in high regard.

A fax machine.

The dreaded fax machine is still a thing in Germany. Photo: picture alliance/dpa | Kay Nietfeld

Study the details 

One thing I’ve learned is that it pays to read the small print, and to inquire. Despite the aggressive letters, sometimes having a phone call with a real person from the Finanzamt turns out to be a not-terrible experience and they can help sort things out with little fuss. 

Big life changes are difficult abroad

Despite being in the very privileged position of choosing to move abroad, when life takes a turn for the worst, being away from home can feel awful. Whether it’s a break-up, losing a job or struggling in general, it can be hard to be away from family and friends.

During the pandemic, a major aspect for people living abroad is that we can’t travel home so easily. This hit me especially hard when Scotland brought in the hotel quarantine which meant I couldn’t get back unless I paid a lot of money and spent 10 days in a hotel room. I started imagining that something would happen to family members and I would not get to see them. It sent my anxiety spiralling. 

READ ALSO

Embrace German life…

If you had told me five years ago that I would actually enjoy going to a nude spa, I would have laughed in your face. But, yes, I have discovered the joys of visiting the sauna “textilfrei” (literally textile free or nude). I am still a little giggly and British about it all but I am learning to embrace the German ‘don’t care’ attitude to bodies.

Similarly, I am 100 percent on board with Abendbrot (yes – bread and cheese does make an evening meal!), the Wegbier (drinking a beer on the go – yes please) and Germany’s better work-life-balance, at least compared to the UK. I like that politics here is less dysfunctional than Britain, and that cycling is encouraged.

A selection of Brötchen (rolls).

A selection of Brötchen (rolls). Photo: picture alliance/dpa | Mohssen Assanimoghaddam

I love that you can travel easily to other countries from Germany when the pandemic allows.

I also love the variety of things you can do in Berlin, and the food, which ranges from Turkish to Vietnamese to Eritrean.  It is such a culturally rich city in many ways. 

READ ALSO: How Germany’s marvellous bread helped me overcome food anxiety

… but stay true to yourself

You don’t have to like everything about Germany. There are some things I’ll never get on board with, like the EC “electronic cash” card. No, I don’t really understand what it is and, no, I will never have one. 

As well as a good moan, I’ve found it helpful to be myself even if it goes against the German – or at least Berlin – way of doing things. I will try out small talk with people sometimes even if they ignore me because I miss that culture from home. 

I also like to surround myself with things I’m familiar with now and again. Perhaps that’s why I was so excited to get what’s known as a ‘Burns supper’ recently. Haggis, neeps and tatties in a Berlin bar seemed like the perfect way to mark five years of living here.

Member comments

  1. Totally on board 100000 million percent Rachel. And the company attitude is hitleresque! You get more bees with hiney than with lemons

  2. EC card is a debit card that can only be used in Germany and only offline. It is was cheaper for retailers and banks to deal with (as they don’t have to give a cut to Visa or Mastercard) – so it’s very common.

    1. EC card is being replaced by V-pay. Still a debit card, still offline (is it?). but at least international.

  3. My constant struggle is the lack of response when I send an e-mail. German businesses seem to expect a phone call, always…

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MONEY

When are people in Germany retiring?

The retirement age in Germany has been rising for years. But last year, people retired a little earlier - and they received slightly higher pensions than those who became pensioners the previous year, according to a report.

When are people in Germany retiring?

Politicians and economists have been arguing that people in Germany will have to retire later in life due to the ageing society. But a new report showed German residents actually entered their retirement phase of life slightly earlier last year than the previous year. 

According to figures from the German Pension Insurance Fund, a total of 1.435 million employees retired in Germany in 2021.

On average, men retired at the age of 64.05, while in 2020 the retirement age for them was 64.07. Women retired at 64.18 – compared to 64.24 the previous year.

Despite the recent slight decline, there has been a different trend for a long time, reported German magazine Spiegel. The average time that people have been subject to pension insurance has increased by four years since the beginning of the noughties. In 2000, for instance, only 10 percent of 60-64 year-olds were subject to pension insurance, whereas recently it has climbed to more than 40 percent.

The fact that this is now changing, at least slightly, could have something to do with the increasing salaries of new pensioners. When it comes to old-age pensions, men received an average of €1,204 in 2021, compared to €1,171 net the previous year. Women got €856 in 2021 compared to €827 the year before. 

READ MORE: How does Germany’s pension system measure up worldwide?

For reduced earning-capacity pensions, men received an average of €956 (compared to €914 in 2020) net per month, and women received €882 (€851 in 2020).

The highest average pensions were received by people who retired with the deduction-free pension after 45 years of insurance (known as ‘Rente mit 63‘ or pension at 63 in Germany). For men, the average pension payment in this case after deduction of health and long-term care insurance contributions was €1,579 per month, and for women it was €1,235.

Figures show that older people in Germany – especially the highly qualified – are increasingly working to the retirement age – and even beyond. However, many baby boomers would rather get out sooner than later. Furthermore, the retirement age can’t be postponed in some cases such as physically demanding jobs.

When calculating state pensions in Germany, the number of years worked, your age, and average income determine what people receive. 

What is the current retirement age in Germany?

The age of retirement in Germany has been slowly increasing since the year 2012, when a government reform raised it from 65 to an eventual age of 67.

Currently, the age of retirement is being raised by a month each year. People who were born in the year 1956 and celebrated their 65th birthday last year will likely have to wait until they are 10 months past their 65th birthday before they can celebrate their retirement.

Starting in the year 2024, the age of retirement will be raised by two months every year until it hits a ceiling of 67. That means that people born in the year 1964 will have to wait until their 67th birthday before they can start to enjoy their next phase of life after working. 

Germany’s ruling coalition – made up of the Social Democrats (SPD), Greens and Free Democrats (FDP) – have not agreed on pushing up the retirement age, although they are examining the issue of how to keep the pensions system afloat.

READ ALSO: Pensions: How the new government plans to solve an old-age issue

Some experts in Germany say the retirement age will definitely have to be raised further because people are living longer and there won’t be enough workers paying for pensioners in future. 

The head of the German pension insurance, Gundula Roßbach, warned months ago that politicians would have to “keep a close eye” on the development.

READ ALSO: Could people in Germany soon be working until they are 68?

Vocabulary

Pensioners – (die) Rentner

Pensions/old-age pensions – (die) Altersrenten

Reduced in earning capacity pensions – (die) Erwerbsminderungsrenten

Pension insurance – (die) Rentenversicherung

We’re aiming to help our readers improve their German by translating vocabulary from some of our news stories. Did you find this article useful? Let us know.

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