For anyone looking to save money and cut costs (and let's be honest – who isn't looking to save money wherever possible these days?), a credit card with a long interest free balance transfer rate can be crucial in limiting your debts.
The increased cost of living, VAT increases and growing inflationary pressure mean that all of us need to make savings wherever possible.
Credit card debt is something everyone wants to cut and MBNA's Platinum Visa Credit Card is potentially a great way to reduce your debt. Why?
The Platinum Visa Credit Card from MBNA offers 0% on balance transfers for a whole 18 months as well as 0% on money transfers for 18 months.
In order to qualify all you have to do is transfer your existing credit card balance within the first 60 days of opening your account. There is a balance transfer handling fee of 2.88% and for a money transfer, there is a 4% handling fee. But you'll also be able to claim 0% on money transfers for 18 months as well.
As well as great offers on money and balance transfers, this credit card from MBNA also comes with 0% purchases for a full 3 months and has a number of brilliant added credit card benefits.
Just some of these include contactless payments on transactions under £15 and paperless statements. Paperless statements not only save paper and help the environment but also mean you can manage your account easily online in your own secure account area.
The MBNA Card also comes with credit card fraud protection, too, so you can be safe in the knowledge that if someone uses your credit card to make a fraudulent transactions you are personally covered.
If you're interested in applying for the Platinum Credit Card from MBNA, you can do so at their website: http://www.MBNA.co.uk where you can also find more information about the product.
Although a credit cannot manage your finances for you, the MBNA Platinum Visa Credit Card can at least give you a market leading offer and more importantly, some financial breathing space.